He would explain to the manager his conviction that he would have to make good the amount, his inability to do so at the end of the three months, and the whole state of his income; and then the banker would explain to him how the matter might be arranged.

He thought that he could pay L50 every three months with interest.

As soon as this should have been concerted with the banker, he would let his wife know all about it.

Were he to tell her at the present moment, while the matter was all unsettled, the intelligence would frighten her into illness.

But on the next morning there came to him tidings by the hands of Robin postman, which for a long while upset all his plans.