She did say, however, that the additional loan appeared to be out of the question and she guessed they would have to get on without the needed alterations for another year.

Emily thought they should not.
"If this place is to become really profitable, Auntie," she insisted, "those changes should be made.

I don't see why this Mr.Cobb won't lend you the money; but, if he won't, then I'm sure someone else will, if you ask.

Don't you know anyone here in East Wellmouth whom you might ask for a loan--on your prospects ?" "No.

No, I don't." "Why, yes, you do.