But she had neither written nor told all of the circumstances of that visit, especially of Mr.Cobb's attitude toward her and his reluctance to lend the money.

She said merely that he had lent it and Emily had evidently taken it for granted that the loan was made because of the relationship and kindly feeling between the two.

Thankful, even now, did not undeceive her.

She felt a certain shame in doing so; a shame in admitting that a relative of hers could be so mean and disobliging.
"Why don't you go to Mr.Cobb again, Auntie ?" repeated Emily.

"He will lend you more, I'm sure, if you explain all the circumstances.