He kept no regular accounts, reasoning with himself--or, perhaps, I should rather say persuading himself--that there was no great occasion for regular accounts, when he had a steady income arising from his profession, as well as the interest of a good sum of money left him by his father; and when, living in his own house near a country town where provisions were cheap, his expenditure for his small family--only one child--could never amount to anything like his incomings from the above- mentioned sources.

But servants and horses, and choice wines and rare fruit-trees, and a habit of purchasing any book or engraving that may take the fancy, irrespective of the price, run away with money, even though there be but one child.

A year or two ago, Mr.Wilkins had been startled into a system of exaggerated retrenchment--retrenchment which only lasted about six weeks--by the sudden bursting of a bubble speculation in which he had invested a part of his father's savings.

But as soon as the change in his habits, necessitated by his new economies, became irksome, he had comforted himself for his relapse into his former easy extravagance of living by remembering the fact that Ellinor was engaged to the son of a man of large property: and that though Ralph was only the second son, yet his mother's estate must come to him, as Mr.
Ness had already mentioned, on first hearing of her engagement.
Mr.Wilkins did not doubt that he could easily make Ellinor a fitting allowance, or even pay down a requisite dowry; but the doing so would involve an examination into the real state of his affairs, and this involved distasteful trouble.

He had no idea how much more than mere temporary annoyance would arise out of the investigation.