Mr.Wilkins has died insolvent.

I grieve to say there is no hope of your ever receiving any of your annuity!" Miss Monro looked very blank.

Many happy little visions faded away in those few moments; then she roused up and said, "I am but forty; I have a good fifteen years of work in me left yet, thank God.

Insolvent! Do you mean he has left no money ?" "Not a farthing.

The creditors may be thankful if they are fully paid." "And Ellinor ?" "Ellinor will have the rent of this house, which is hers by right of her mother's settlement, to live on." "How much will that be ?" "One hundred and twenty pounds." Miss Monro's lips went into a form prepared for whistling.