"A workman insure his life for five thousand pounds!" "Well, a man's life is worth five thousand pounds, or it is worth nothing.

And, sir, how long do you think I shall be a workman, especially in Hillsborough, where from workman to master is no more than hopping across a gutter ?" Mr.Carden smiled approval.

"But five thousand pounds! The annual premium will be considerable.

May I ask about how much you make a year ?" "Oh, papa!" "Well, sir, Mr.Cheetham pays me L300 a year, at the rate of, and I can make another L100 by carving at odd times.

But, if you doubt my ability, let us stay as we are, sir.