The little party assembled cheerfully at the breakfast-table next morning, prepared to face the day bravely.
A large letter, in Mr Richmond's handwriting, lay on Mrs Cruden's plate.

It contained three letters--one from the lawyer himself, and one for each of the boys from Wilderham.

Mr Richmond's letter was brief and business-like.
"Dear Madam,--Enclosed please find two letters, which I found lying at Garden Vale yesterday.

With regard to balance of your late husband's assets in your favour, I have an opportunity of investing same at an unusually good rate of interest in sound security.

Shall be pleased to wait on you with particulars.