For Harry insisted he would much rather that I should select, and I was equally anxious for him to do it.
At length we compromised the matter and decided we should make the hero a mixture of two fellows--the fellow Harry liked best and the fellow I liked best.
After this amicable arrangement it was comparatively clear sailing.

We had not to look far for the heroine, and it occurred to both of us that it would be original as well as pleasant to make the villain a female and middle-aged.

As for minor characters, we were able to draw on our acquaintance at Denhamby to supply them, and, failing that, Harry was magnanimous enough to offer his father and mother as "not bad for some of the side plots." We had got our characters.

That one walk on the pier settled them all.
We also stopped a bit to watch the people, we entered into conversation with a sailor (who turned out to be deaf), and insinuated ourselves into the front of a street row, all with a view to reproducing our observations on life into "Our Novel." The street row indeed furnished an inspiration for our plot.

It was the arrest of a make-believe Italian female organ-grinder, whose offence appeared to be that she was carrying about in a cradle attached to the organ an infant that did not belong to her.