I enclose a list of what I believe I owe at the present moment.

You will see--not including the doctor's bill--it comes to L10 2 shillings 4 pence.

The names marked with a star are clerks at the office who have lent me money, I am sorry to say, for gambling and other purposes.

I don't know what to do about paying them back.

I thought if you wouldn't mind advancing the amount I could pay you back so much a week out of my salary.