Many offices have their own hospitals for the sick, and homes for the convalescent....
"All these protective measures have already told effectively upon the death rate for tuberculous diseases.

In the three years ending with 1908, deaths from pulmonary tuberculosis dropped from 226.6 to 192.12 per 100,000.
"The accident system has also had a powerful effect in stimulating among the physicians and surgeons the study of special ways and means for treating accident injuries, with reference to preserving intact the strength and efficiency of the patient....
"Bismarck once, in a speech in the Reichstag, explicitly recognized the laborer's right to work.

Some twenty German cities have given practical effect to his words by organizing insurance against nonemployment; and the governments of Bavaria and Baden have taken steps to encourage this movement.

Under the systems adopted, the laborer pays the larger part of the insurance money, and the city the rest; in a few cases money has been given by private persons to assist the insurance."[82] [N.B.

The word "Socialistic" is used by Mr.Dreher in the sense of "State Socialism," as opposed to what he calls "radical Socialism."] FOOTNOTES: [78] Special Correspondence of _New York Evening Post_, dated Sidney, Dec.