There may be a separate account on either side of the gifts of inheritance or savings preceding the marriage, but after the twain are one in home-building they may justly be one in a common treasury.

Two bank-books they may have, it is true, and perhaps better so, although many find one in the name of both husband and wife sufficiently convenient.

The main thing is to get firmly in mind on both sides before any actual adjustments are necessary what, on the financial side, is the right attitude and plan of married life.

The best way seems to be, for some people, at least, the division of the family treasury into three distinct parts.

The first, and alas, in most families the much larger share, to be dedicated to common household expenses.