To this Old-age Fund any savings of the father and mother may be added until a sufficient sum is secured for comfortable care in old age.

Mr.Taber indicates that at least five dollars out of every twenty-five saved should be thus assigned and invested only in the safest manner and held inviolate, no matter what the temporary needs of the family may be, until the work-time has passed.

Whatever plan may be adopted, it is certain that family well-being and the happiness of the aged alike call for a better and more adequate old-age provision.
The laborers who earn less than the required sum for a decent standard of life for father, mother, and children cannot, of course, make any provision for their own old age or care for dependent parents.

In such families the public institutions or privately endowed and managed "Homes for the Aged" offer the only and often a comfortable and sometimes a happy place for the grandparents.

The movement for this social care of the aged has many phases.