I.R.

D.V.
&c.

They chiefly prey upon young men of property, who have lost their money at play, horse-racing, betting, &c.

or other expensive amusements, and are obliged to raise more upon any terms until their rents or incomes become payable: or such as have fortunes in prospect, as being heirs apparent to estates, but who require assistance in the mean time.
"These men avail themselves of the credit, or the ultimate responsibility of the giddy and thoughtless young spendthrift in his eager pursuit of criminal pleasures, and under the influence of those allurements, which the various places of fashionable resort hold out; and seldom fail to obtain from them securities and obligations for large sums; upon the credit of which they are enabled, perhaps at usurious interest, to borrow money or discount bills, and thus supply their unfortunate customers upon the most extravagant terms.
"There are others, who having some capital, advance money upon bonds, title-deeds, and other specialties, or tipon the bond of the parties having property in reversion.

By these and other devices, large sums of money are most unwarrantably and illegally wrested from the dissipated and the thoughtless; and misery and distress are perhaps entailed upon them as long as they live, or they are driven by the prospect of utter ruin to acts of desperation or the commission of crimes.
"It generally happens upon application to the advertising party, that he, like Moses in _The School for Scandal_, is not really in possession of any money himself, but then he knows where and how to procure it from a very ~171~~unconscionable dog, who may, perhaps, not be satisfied with the security ottered; yet, if you have Bills at any reasonable date, he could get them discounted.