"Where is he ?" "Do not call out so loud," said Euphemia, putting her hand on my arm.
"You will waken him.

He is asleep." "Asleep!" said I."A tramp?
Here ?" "Yes.

Stop, let me tell you about him.

He told me his story, and it is a sad one.

He is a middle-aged man--fifty perhaps--and has been rich.
He was once a broker in Wall street, but lost money by the failure of various railroads--the Camden and Amboy, for one." "That hasn't failed," I interrupted.
"Well then it was the Northern Pacific, or some other one of them--at any rate I know it was either a railroad or a bank,--and he soon became very poor.