Peace be to her soul! for certainly she left me a very pretty property.
Though I am no literary man myself, my cousin Michael (who generally, when he is short of coin, comes down and passes a few months with us) says that my Memoirs may be of some use to the public (meaning, I suspect, to himself); and if so, I am glad to serve him and them, and hereby take farewell: bidding all gents who peruse this, to be cautious of their money, if they have it; to be still more cautious of their friends' money; to remember that great profits imply great risks; and that the great shrewd capitalists of this country would not be content with four per cent.

for their money, if they could securely get more: above all, I entreat them never to embark in any speculation, of which the conduct is not perfectly clear to them, and of which the agents are not perfectly open and loyal.
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