Falling into embarrassments of every sort, he has recourse for aid to the provincial banks.

His habits of life, however, often prevent him from employing these loans on the improvement of his property, and he seldom makes farming the steady occupation and business of his life.

But he allows himself readily to become involved in the establishment of factories--whether for the manufacture of brandy or for the production of beet-root sugar--which promise a larger and speedier return, besides the enhancement of the value of the land.

But, in order to succeed in such undertakings, he wants the requisite capital and experience.

He manifests even less prudence in the conduct of these speculations than in the cultivation of his ancestral acres, and the inevitable result ensues that an ever-increasing debt at length necessitates the sale of his estate.