The other three dollars was to cover the amount paid by Barclay as rent for the land the year before.

They were also to offer the landowner a dollar and a half an acre to plough and plant the land by September 15, and another dollar to cultivate it ready for the harvest, and the company was to pay the taxes on the land and furnish the seed.

Barclay had figured out the seed money from the sale of the mortgages.

The man was a dynamo of courage and determination, and he charged the two men before him until they fairly prickled with the scheme.

He talked in short hard sentences, going over and over his plan, drilling them to bear down on the hard times and that there would be no other buyers or renters for the land, and to say that the bank would not lend a dollar except in this way.