We come in the latter list.

When your father went out to France, he had to leave his profession to take care of itself, and other architects have stepped in and gained the commissions that used to come to his office.
It may take him a long while to pull his connection together again, and the time of waiting will be one of much anxiety for him.

Then, most of our investments, which used to pay such good dividends, are worth hardly anything now, and only bring us in a pittance compared with former years.

Instead of being rich people, we shall have to be very careful indeed to make ends meet.

To return to Rotherwood is utterly out of the question, and with the price of everything doubled and trebled, and our income in the inverse ratio, it is impossible to keep up so big an establishment nowadays." "Where are we going to live, then ?" asked Ingred in a strangled voice.
"At the bungalow that Daddy built on the moors.