He went over to the General's at once, and there learned that Don and Bert had gone down to the landing with their father, where they were awaiting the arrival of two cousins, whom they were expecting from the North.

Godfrey followed them there with all haste, sought an interview with Don, and by telling him some plausible story, induced him to advance the other five dollars.
Godfrey hoped in this way to get the start of Dan and enjoy his ill-gotten gains all by himself, but Dan was there and saw it all, and his father, alarmed by the look he saw on his face, divided the money with him.

Of course David knew nothing of this.

He was saving those ten dollars for his mother.

He did not expect to spend a cent of it on himself; and how he first learned of his loss and what was done about it, perhaps we shall see as our story progresses.
The two young gentlemen, Clarence and Marshall Gordon, for whom Don and Bert were waiting, and who landed from the steamer, Emma Deane, that morning, had been sent away from the city by their father, in order that they might be out of the way of temptation; but, as it happened, one of them ran directly into it.