There was, unexpectedly, an additional hundred dollars to pay as a premium, but Mr.Scott kindly said I could pay that when convenient, and this of course was an easy matter to do.
This was my first investment.

In those good old days monthly dividends were more plentiful than now and Adams Express paid a monthly dividend.

One morning a white envelope was lying upon my desk, addressed in a big John Hancock hand, to "Andrew Carnegie, Esquire." "Esquire" tickled the boys and me inordinately.

At one corner was seen the round stamp of Adams Express Company.

I opened the envelope.