He was smarting over the treatment received at the hands of Jack and Captain Putnam and he was also disturbed because his father had written to him, stating he could allow him hardly any spending money for the term.

He had already borrowed a small amount from Paxton and he was wondering how he was going to pay it back.

Added to this, he had gambled with some racetrack men during the summer, and one of those fellows now held his IOU for forty dollars.
"Dad has got to let me have money, that is all there is to it," he told himself.

"If he won't, then I'll write to mother.

She'll raise it for me somehow; she always does." Which shows how foolish an indulgent mother can sometimes be.
In the meantime, Andy had recovered from the accident and was now around as usual.