He took up his pen and completed it in these words: "I have therefore decided on trusting this serious matter in the hands of Arthur Penrose.

I know he is young--but we have to set against the drawback of his youth, the counter-merits of his incorruptible honesty and his true religious zeal.

No better man is just now within my reach--and there is no time to lose.

Romayne has recently inherited a large increase of fortune.

He will be the object of the basest conspiracies--conspiracies of men to win his money, and (worse still) of women to marry him.