He was greatly aided in his endeavours by the fact of its being all in the funds--a great convenience to the spendthrift.

It keeps him constantly in cash, and enables him to 'cut and come again,' as quick as ever he likes.

Land is not half so accommodating; neither is money on mortgage.

What with time spent in investigating a title, or giving notice to 'pay in,' an industrious man wants a second loan by the time, or perhaps before, he gets the first.

Acres are not easy of conversion, and the mere fact of wanting to sell implies a deficiency somewhere.