Where a man is not doing so well, and there is little doubt of his ability to pay, he would probably want several suits; but I would confine him to one or two.
Q.The same is true, I suppose, of his wife and children?
-- A.

Yes, sir.
Q.But you look on the matter of clothing as a much less expensive item in the laborer's account in your country than here in the North where the climate is colder, I suppose?
-- A.

Yes, sir.

What absorbs the profit of the laborers with us is their want of providence; that is, if they get surplus money they throw it away for useless articles.
Q.It has been suggested that a postal savings bank might be a good thing as a place of deposit of the savings of the colored population of the South; they might feel some confidence in an institution of that kind, and that it would be a beneficial thing to them.

What is your own judgment?
-- A.