There was a party of very serious-minded American tourists, with an accent reverberant enough to have cracked the windows of the carriage had they not, luckily, been open; and from the talk of these good people he learnt that they came from a place called New Jerusalem, that they intended to do London in two days, and that they answered to the names of Mr Thwing, Mr Moment, and Mr and Mrs Skull.

The gentlemen were arrayed in shiny broad-cloth, with narrow black ties, tied in a careless bow; the lady wore long curls all down her back and a brown alpaca gown; and they all seemed under the impression that the most important sights which awaited them were the Metropolitan Tabernacle and some tunnel under the Thames.

The only other passenger was a rather smart-looking gentleman with a flower in his buttonhole, who made himself very pleasant; engaged Austin in conversation, gave him hints as to how best to enjoy himself in London, asked him a number of questions about where he lived and how he spent his time, and finished up by inviting him to lunch.

But Austin, never having seen the man before, declined; and no amount of persuasion availed to make him alter his decision.
On arrival in London, he got into an omnibus--not daring to call a cab, lest he should pay the cabman a great deal too much or a great deal too little--and in a short time was set down near Waterloo Place, where the bank was situated.

His first care was to relieve himself of the precious documents, and this he did at once; but he thought the clerk looked at him in a disagreeably sharp and suspicious manner, and wondered whether it was possible he might be accused of forgery and given in charge to a policeman.