Our democracy has taught us to apply our moral teaching all around, and the moralist is rapidly becoming so sensitive that when his life does not exemplify his ethical convictions, he finds it difficult to preach.
Added to this is a consciousness, in the mind of the visitor, of a genuine misunderstanding of her motives by the recipients of her charity, and by their neighbors.

Let us take a neighborhood of poor people, and test their ethical standards by those of the charity visitor, who comes with the best desire in the world to help them out of their distress.

A most striking incongruity, at once apparent, is the difference between the emotional kindness with which relief is given by one poor neighbor to another poor neighbor, and the guarded care with which relief is given by a charity visitor to a charity recipient.

The neighborhood mind is at once confronted not only by the difference of method, but by an absolute clashing of two ethical standards.
A very little familiarity with the poor districts of any city is sufficient to show how primitive and genuine are the neighborly relations.

There is the greatest willingness to lend or borrow anything, and all the residents of the given tenement know the most intimate family affairs of all the others.