They know she does not need a new pair of shoes, and rather suspect that she has a dozen pairs at home; which, indeed, she sometimes has.

They imagine untold stores which they may call upon, and her most generous gift is considered niggardly, compared with what she might do.

She ought to get new shoes for the family all round, "she sees well enough that they need them." It is no more than the neighbor herself would do, has practically done, when she lent her own shoes.

The charity visitor has broken through the natural rule of giving, which, in a primitive society, is bounded only by the need of the recipient and the resources of the giver; and she gets herself into untold trouble when she is judged by the ethics of that primitive society.
The neighborhood understands the selfish rich people who stay in their own part of town, where all their associates have shoes and other things.

Such people don't bother themselves about the poor; they are like the rich landlords of the neighborhood experience.