I had studied all the facts and then pronounced my judgment.

It proved right, and so I learned that in my small way I had a head for financiering.

This encouraged me, for it taught me that the worker can solve part of his problems by using his head.
The fear of ending in the poor-house is one of the terrors that dog a man through life.

There are only three parts to the labor problem, and this is one of them.

This fear causes "unrest." This unrest was used by revolutionists to promote Bolshevism which turns whole empires into poor-houses.