Fanny Lloyd's parents were Episcopalians, who were inclined to view with contempt fellow-Christians of the Baptist persuasion.

To have a child of theirs identify herself with this despised sect was one of those crosses which they could not and would not bear.

But Fanny had in a fit of girlish frolic entered one of the meetings of these low-caste Christians.

What she heard changed the current of her life.

She knew thenceforth that God was no respecter of persons, and that the crucified Nazarene looked not upon the splendor of ceremonies but upon the thoughts of the heart of His disciples.