This would reduce the landlord's reduction at once, of course, for the tenant, to ten per cent., but that was not to be disdained; and so the bargain would be struck.

If the money was repaid at the fixed date, it was not a bad thing for the usurer.

But it was almost never so repaid; and with repeated renewals the usurer, by his own showing, used to receive eventually twenty, fifty, and, in some cases, nearly a hundred per cent, for his loan." It is the opinion of this gentleman that, under the "Plan of Campaign," a good deal of money-making is done in a quiet way by some of the "trustees," who turn over at good interest, with the help of friendly financiers, the funds lodged with them, being held to account to the tenants only for the principal.

"Of course," he said, "all this is doubtless at least as legitimate as any other part of the 'Plan,' and I daresay it all goes for 'the good of the cause.' But neither the tenants nor the landlords get much by it!".