CHAPTER II.
HABITS OF THRIFT.
Workmen and capital--Habits of economy--Self-indulgence--Results of thriftlessness--Uses of saved money--Extravagant living--Bargain-buying--Thrift and unthrift--Johnson on economy--Self-respect--Self-help--Uncertainty of life--Laws of mortality--Will nobody help us ?--Prosperous times the least prosperous--National prosperity--Moral independence.

Pages 11--29.