Mrs.Conway shed a few tears, and would have shed more had not Mr.Penfold made every one laugh so; and Mabel was seized with a fit of shyness for the first time in her life when Mr.Penfold insisted that the ladies should all kiss the young officer in honor of the occasion.

And the next morning the whole party went down to the wharf below London Bridge to see Ralph on board the packet for Cork.

Before leaving the hotel Mr.Penfold slipped an envelope with ten crisp five pound notes in it into Ralph's hand.
"I have paid in, my boy, two hundred pounds to the regimental agents, and in future shall make you an allowance of the same amount every year.

You will see what other officers spend.

My advice to you is: do not spend more than others, and do not spend less.