The insurance* companies know.

They will charge him four dollars and twenty cents a year on a thousand-dollar accident policy, and for the same policy they will charge a laborer fifteen dollars." * In the terrible wolf-struggle of those centuries, no man was permanently safe, no matter how much wealth he amassed.
Out of fear for the welfare of their families, men devised the scheme of insurance.

To us, in this intelligent age, such a device is laughably absurd and primitive.

But in that age insurance was a very serious matter.

The amusing part of it is that the funds of the insurance companies were frequently plundered and wasted by the very officials who were intrusted with the management of them.
"And you ?" I asked; and in the moment of asking I was aware of a solicitude that was something more than slight.
"Oh, as a revolutionist, I have about eight chances to the workingman's one of being injured or killed," he answered carelessly.