First, the desire to maintain a "position," to make play in society with a pretty wife, and, in the City, with a marketable reputation; then company-promoting of a more and more doubtful kind; and, finally, a swindle more energetic and less skilful than the rest, which bomb-like went to pieces in the face of the public, filling the air with noise, lamentations, and unsavoury odours.

Nor was this all.

A man has many warnings of ruin, and when things were going badly in the stock market, Richard Boyce, who on his return from the East had been elected by acclamation a member of several fashionable clubs, tried to retrieve himself at the gaming-table.

Lastly, when money matters at home and abroad, when the anxieties of his wife and the altered manners of his acquaintance in and out of the House of Commons grew more than usually disagreeable, a certain little chorus girl came upon the scene and served to make both money and repentance scarcer even than they were before.

No story could be more commonplace or more detestable.
"Ah, how well I remember that poor old fellow--old John Boyce," said Lord Maxwell, slowly, shaking his stately white head over it, as he leant talking and musing against the mantelpiece.