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IN WHICH I EXPERIENCE EXTREMES OF FORTUNE.
Whether it came from my training and repeated bankruptcy at the commercial college, or by direct inheritance from old Loudon, the Edinburgh mason, there can be no doubt about the fact that I was thrifty.

Looking myself impartially over, I believe that is my only manly virtue.

During my first two years in Paris I not only made it a point to keep well inside of my allowance, but accumulated considerable savings in the bank.

You will say, with my masquerade of living as a penniless student, it must have been easy to do so: I should have had no difficulty, however, in doing the reverse.