Therein lies the difference between the _genius_ and a _commonplace_ man.
We all have ambitions, but only the few achieve.

A man thinks of a good thing and says: "Now if I only had the money I'd put that through." The word "if" was a dent in his courage.

With character fully established, his plan well thought out, he had only to go to those in command of capital and it would have been forthcoming.

He had something that capital would cheerfully get behind if he had the courage to back up his claims.

To fail was nothing less than moral cowardice.