He was speechless with astonishment.
"I thought you were poor," he uttered, at last.
"I have had better luck than you thought." "I suppose you spent all your money for those clothes." "You are mistaken, Oscar.

I am not so foolish.

I left between two and three thousand dollars in a New York bank, and I have more than twice that in San Francisco." "It isn't possible!" exclaimed Oscar, surprised and disappointed.
"Here is my bank-book; you can look at it," and Joe pointed to a deposit of twenty-five hundred dollars.

"I don't think, Oscar, it will pay me to accept your father's offer and take my old place." "I don't understand it.

How did you do it ?" asked the bewildered Oscar.
"I suppose it was my luck," said Joe.
"Not wholly that," said Annie Raymond.