"Got a big pile of money laid up, haven't you ?" "I have something in the bank." "Harry writes stories for the Boston papers, also," said Ferguson.
"He makes a hundred or two that way." "Some folks are born to luck," said Clapp, discontentedly.

"Here am I, six or eight years older, out of a place, and without a cent to fall back upon.

I wish I was one of your lucky ones." "You might have had a few hundred dollars, at any rate," said Ferguson, "if you hadn't chosen to spend all your money when you were earning good wages." "A man must have a little enjoyment.

We can't drudge all the time." "It's better to do that than to be where you are now." But Clapp was not to be convinced that he was himself to blame for his present disagreeable position.

He laid the blame on fortune, like thousands of others.