There are to-day many temptations to spend for things attractive in themselves but not necessary to the effective life.

If friends are so silly as to rally you on living in an unfashionable quarter, ask them in to see your sketches and plans, and talk them into enthusiasm over the idea.

Do missionary work with them rather than be ridiculed out of your convictions.

It sometimes seems as if young people had no convictions, as if they drifted with the wind of newspaper suggestion.

So do not allow your friends to drive you to greater expense than you have determined upon, lest the end of the first two years of life find you in debt with no fair start for the baby, whose life should begin in an atmosphere of quiet assurance that all is well.