"When I furnish my children with money," says the parent, "as a gratification, I wish to have the pleasure of _giving_ it to them.

Whereas, on this proposed plan of paying it to them regularly at stated intervals, they will come to consider each payment as simply the payment of a debt.

I wish them to consider it as a gratuity on my part, so that it may awaken gratitude and renew their love for me." There is some seeming force in this objection, though it is true that the adoption of the plan of a systematic appropriation, as here recommended, does not prevent the making of presents of money, or of any thing else, to the children, whenever either parent desires to do so.

Still the plan will not generally be adopted, except by parents in whose minds the laying of permanent foundations for their children's welfare and happiness through life, by training them from their earliest years to habits of forecast and thrift, and the exercise of judgment and skill in the management of money, is entirely paramount to any petty sentimental gratification to themselves, while the children are young.
_Two Methods_.
In case the parent--it may be either the father or the mother--decides to adopt the plan of appropriating systematically and regularly a certain sum to be at the disposal of the child, there are two modes by which the business may be transacted--one by paying over the money itself in the amounts and at the stated periods determined upon, and the other by opening an account with the child, and giving him credit from time to time for the amount due, charging on the other side the amounts which he draws.
1.

_Paying the money_.