He has said so himself when he has written.

But you;--you have been fortunate.' 'Yes, I have done very well.

There is so much chance at it that there is nothing to be proud of.' 'I am sure there is a great deal;--cleverness, and steadiness, and courage, and all that.

We were delighted to hear it, though poor Dick could not share it with you.

You have made an immense fortune.' 'Oh dear no,--not that.