That is very disagreeable; and all the more so because I am going to insure my life--a pretty premium they will make me pay!--and if I'm killed in a duel, it will be forfeited.

However, the only answer to that is, that either I shan't fight, or if I do, I shan't be killed.

You know I don't believe in being killed, Claude." "Tom! Tom! The same as ever!" said Claude sadly.
"Well, old man, and what else would you have me?
Nobody could ever alter me, you know; and why should I alter myself?
Here I am, after all, alive and jolly; and there is old daddy, as comfortable as he ever can be on earth: and so it will be to the end of the chapter.

There! let's talk of something else.".