"I shall have to take you into my bankin' house and give you some training in business." "Have you got a bankin' house ?" asked Phil, in surprise.
"In course I have.

Don't you see it ?" pointing to an imposing-looking structure in front of which they were just passing.

"My clerks is all hard to work in there, while I go out to take the air for the benefit of my constitushun." Phil looked puzzled, not quite understanding Dick's chaffing, and looked rather inquiringly at the blacking box, finding it a little difficult to understand why a banker on so large a scale should be blacking boots in the street.
"Shine your boots, sir ?" said Dick to a gentleman just passing.
"Not now; I'm in a hurry." "Blackin' boots is good exercise," continued Dick, answering the doubt in Phil's face.

"I do it for the benefit of my health, thus combinin' profit with salubriousness." "I can't understand such long words," said Phil.

"I don't know much English." "I would talk to you in Italian," said Dick, "only it makes my head ache.