In this case it would be desirable for the community to have the power to issue bonds.
Again, with increase in population there is an increase in the number of disputes over private rights, and temptations to crime become more numerous.

Hence the need of one or more courts having jurisdiction greater than that possessed by justices of the peace.

The conditions necessitate also an increase in the number and the efficiency of the police.

And to render the police efficient it is necessary that they be under the direction of one man, the same one who is responsible for the carrying out of the ordinances of the council, namely, the mayor.
A community organized to comply with the foregoing requirements--divided into wards, having a council made up of aldermen from those wards, having a council authorized to levy taxes at its discretion, having a municipal court, having regularly employed police acting under the direction of the mayor--is a city, as the term is generally used in the United States.
Another reason for establishing a city government is frequently potent, although unmentioned.

The pride of the community can be thereby indulged, and more citizens can have their ambition to hold public office gratified.
How Organized .-- A city may be organized under general law or special charter from the legislature.