The Englishman, with the coolness of his nation, addressed him in terms nearly similar to those with which he had accosted the mayor of Marseilles.

"Oh, sir," exclaimed M.de Boville, "your fears are unfortunately but too well founded, and you see before you a man in despair.

I had two hundred thousand francs placed in the hands of Morrel & Son; these two hundred thousand francs were the dowry of my daughter, who was to be married in a fortnight, and these two hundred thousand francs were payable, half on the 15th of this month, and the other half on the 15th of next month.

I had informed M.
Morrel of my desire to have these payments punctually, and he has been here within the last half-hour to tell me that if his ship, the Pharaon, did not come into port on the 15th, he would be wholly unable to make this payment." "But," said the Englishman, "this looks very much like a suspension of payment." "It looks more like bankruptcy!" exclaimed M.de Boville despairingly.
The Englishman appeared to reflect a moment, and then said,--"From which it would appear, sir, that this credit inspires you with considerable apprehension ?" "To tell you the truth, I consider it lost." "Well, then, I will buy it of you!" "You ?" "Yes, I!" "But at a tremendous discount, of course ?" "No, for two hundred thousand francs.

Our house," added the Englishman with a laugh, "does not do things in that way." "And you will pay"-- "Ready money." And the Englishman drew from his pocket a bundle of bank-notes, which might have been twice the sum M.de Boville feared to lose.