"I have misjudged her," was Grace's thought.

"She really cares for her sister." Aloud she said, "I will write at once to Miss Thayer, who is the president of the Semper Fidelis Club, and in whose name the account stands, telling her the circumstances.

Thus far we have not received many calls for help since college opened, so there is quite a little money in bank.

It is during the last half of the year that we make the greatest number of loans.

I am sorry that your sister has been ill.