When Charley, as he did at first, positively refused to accede to these terms, Mr.M'Ruen tendered him back the bill, and reminded him with a plaintive voice that he was so unpunctual, so extremely unpunctual.
Having reached the bank, which the money-lender insisted on Charley entering with him, Mr.M'Ruen gave the cheque across the counter, and wrote on the back of it the form in which he would take the money, whereupon a note and five sovereigns were handed to him.

The cheque was for L15, and was payable to C.Tudor, Esq., so that proof might be forthcoming at a future time, if necessary, that he had given to his customer full value for the bill.

Then in the outer hall of the bank, unseen by the clerks, he put, one after another, slowly and unwillingly, four sovereigns into Charley's hand.
'The other--where's the other ?' said Charley.
Jabesh smiled sweetly and twisted his head.
'Come, give me the other,' said Charley roughly.
'Four is quite enough, quite enough for what you want; and remember my time, Mr.Tudor; you should remember my time.' 'Give me the other sovereign,' said Charley, taking hold of the front of his coat.
'Well, well, you shall have ten shillings; but I want the rest for a purpose.' 'Give me the sovereign,' said Charley, 'or I'll drag you in before them all in the bank and expose you; give me the other sovereign, I say.' 'Ha, ha, ha!' laughed Mr.M'Ruen; 'I thought you liked a joke, Mr.Tudor.Well, here it is.

And now do be punctual, pray do be punctual, and I'll do anything I can for you.' And then they parted, Charley going westward towards his own haunts, and M'Ruen following his daily pursuits in the city.
Charley had engaged to pull up to Avis's at Putney with Harry Norman, to dine there, take a country walk, and row back in the cool of the evening; and he had promised to call at the Weights and Measures with that object punctually at five.
'You can get away in time for that, I suppose,' said Harry.
'Well, I'll try and manage it,' said Charley, laughing.
Nothing could be kinder, nay, more affectionate, than Norman had been to his fellow-lodger during the last year and a half.

It seemed as though he had transferred to Alaric's cousin all the friendship which he had once felt for Alaric; and the deeper were Charley's sins of idleness and extravagance, the wider grew Norman's forgiveness, and the more sincere his efforts to befriend him.