He thought with himself, "Here is a man of the true sort!--a man after my father's own heart! who in the ground of his rights plants fresh favours, and knows the inside of a fellow's soul as well as his body! This is a rare man!" But he felt it would be to do Joan a wrong to borrow money from the doctor and not from her.

So with every possible acknowledgment he declined the generous offer.

Now the doctor was quite simple in behaving thus to Cosmo.

He was a friendly man and a gentleman, and liked Cosmo as no respectable soul could help liking him.

It had not yet entered into him to make him useful.