We do not keenly enjoy or eagerly desire the presence of a luxury; we are unaccustomed to its absence.

And not only do we squander money from habit, but still more pitifully waste it in ostentation.

I can think of no more melancholy disgrace for a creature who professes either reason or pleasure for his guide, than to spend the smallest fraction of his income upon that which he does not desire; and to keep a carriage in which you do not wish to drive, or a butler of whom you are afraid, is a pathetic kind of folly.

Money, being a means of happiness, should make both parties happy when it changes hands; rightly disposed, it should be twice blessed in its employment; and buyer and seller should alike have their twenty shillings worth of profit out of every pound.
Benjamin Franklin went through life an altered man, because he once paid too dearly for a penny whistle.

My concern springs usually from a deeper source, to wit, from having bought a whistle when I did not want one.