His wage is physically in his own hand; but, in honour, that wage must still be earned.

He is only steward on parole of what is called his fortune.

He must honourably perform his stewardship.

He must estimate his own services and allow himself a salary in proportion, for that will be one among his functions.

And while he will then be free to spend that salary, great or little, on his own private pleasures, the rest of his fortune he but holds and disposes under trust for mankind; it is not his, because he has not earned it; it cannot be his, because his services have already been paid; but year by year it is his to distribute, whether to help individuals whose birthright and outfit have been swallowed up in his, or to further public works and institutions.
At this rate, short of inspiration, it seems hardly possible to be both rich and honest; and the millionaire is under a far more continuous temptation to thieve than the labourer who gets his shilling daily for despicable toils.